Budget & personal finance
Monthly and yearly budgets, zero-based budget, expense tracker with category summary, bill calendar, savings goal and 52-week challenge, debt payoff planner, net worth, loan and car cost calculators, subscriptions, event budgets (holiday, wedding, baby, moving), bill splitter, currency and fuel calculators, freelancer income.
All templates open in Microsoft Excel, Google Sheets (File → Import) and LibreOffice Calc. Yellow cells are for your input; everything else calculates automatically. Column headings are in English.
21 templates
Monthly budget
Income and expenses by category with planned vs actual, difference and what's left over.
Yearly budget (12 months)
Income and expense categories across 12 months with totals and a monthly chart.
Expense tracker
Log every expense with a category dropdown; the summary by category updates automatically.
Bill calendar & payment tracker
Bills with due day, amount and paid tick per month; overdue rows highlight.
52-week savings challenge
Weekly amounts with running total and tick boxes – change the weekly step to scale it.
Debt payoff planner (snowball / avalanche)
List debts, sort by balance or rate, see months to pay off and total interest per debt.
Loan & mortgage calculator with amortisation
Monthly payment, total interest and a full month-by-month schedule.
Car cost calculator (total cost of ownership)
Purchase, depreciation, fuel, insurance, tax, maintenance – cost per month, year and km.
